Don’t Fear the “T”

Don’t Fear the “T”

Paul Pilzer (best-selling author, entrepreneur and guest on the Money Revealed docuseries) explains his overarching philosophy in the form of an equation: W=PT, or wealth (W) equals physical resources (P) times technology (T).

According to Paul, the most important piece in this equation is technology (T).

That might throw some readers off. Technology is something that changes so quickly, it’s often seen as a young person’s game… a stumbling block to those who graduated from high school before the days when iPhones were in everyone’s back pockets.

But Paul is optimistic that technology is something within the control of any person who is eager to learn, grow and change. The idea that you can’t learn to use, and even develop… new technology if you didn’t grow up with it is simply not true.

It’s a lie that will hold you back if you buy into it.


If you’re feeling a little behind the times in the technology department, you’re not alone.

One of Paul’s biggest pet peeves is that our education system provides free learning for those 18 and under but does nothing for adults who need to keep abreast of new developments, retool after a job change or prepare to step into a new career.

In the future, it would be wise for public education to include free classes for adults who are ready to learn new skills and further their employment prospects. But what if you’re looking for a leg up today and don’t have the time or money to return to school full time?

The good news is although we are a long way from Paul’s dream of free public technology education in every city, there are some options available that are free or inexpensive… and making the investment to keep up with technology pays off exponentially in the long run.

If you’re willing to put the time in, you can sign up for a variety of free online learning resources including MIT OpenCourseWare, Harvard Online Learning and Alison (a site that offers free learning in a variety of areas). These classes can help you navigate new technology and software, and many are designed to help prepare you to take certification exams.


In addition to free classes, there are many technology classes and certificates available through local universities, community colleges and tech schools. These classes are often less expensive than those designed for someone seeking a full degree and are offered at night to accommodate those who work full time. They offer hands-on classroom experience as well as credentials that look great on a resume.

Finally, if you’re ready to brush up on some tech skills, don’t underestimate the free resources that might be available at your local library. Today, many libraries offer access not just to books, movies and other media. Check your library’s learning resources… you might find that they offer free certification prep classes as well as free access to learning websites that normally charge hefty fees. Your library card could be the ticket to a raise, a promotion or even a new career!

There’s no need to be afraid of the “T” in Paul’s wealth equation… in fact, it can become a powerful ally in your journey to build a better financial future.

With Purpose,

Patrick Gentempo

Patrick Gentempo